Fee Breakdown.

We believe in complete transparency. Here is exactly where every shilling goes when you receive a Chai.

Talent Jar Platform Fee

Our Service Cost

2.0%To 5.0%

We charge a low **2.0% platform fee** on M-Pesa Tips. For digital product sales, memberships, commissions, and card transactions, a **5.0% platform fee** applies.

Industry-leading low rates

Payment Gateway Fees

Third-Party Processing

At Cost

M-Pesa (Daraja API)

Standard carrier rates apply. Typically KES 5 - KES 30 depending on transaction size.

Card Payments (Paystack)

1.5% for local cards, 3.9% for international cards + KES 10 base fee.

Withdrawals & Payouts

We offer **Instant Payouts** to M-Pesa. Withdrawal fees are capped at KES 50 to ensure you keep more of your earnings.

Read more about payouts

Anti-Fraud Protection

Fees also fund our advanced fraud detection systems, keeping both creators and supporters safe from chargebacks and fraudulent STK pushes.